Step 1: Choose Your Loan

Move (slide or tap) the sliders on our homepage and decide how much cash you want to borrow and when to repay it. You can see the total cost, including interest, service and initiation fees as prescribed by the national Credit regulator, of your loan in real-time.

Step 2: Register and complete our secure online application

You will need to provide us with your personal information on our online application form so that we can determine if you qualify for the loan you want. You’ll need to provide us with your contact details, physical address, along with your employer details and a breakdown of your income and expenses. We will also need your bank details. This is so we can pay the money directly into your bank account and load the debit order for your repayment instalments.

Step 3: Upload supporting documents

Once your loan has been approved, we will need to verify your income. You will need to provide us with your most recent payslip and 3 months bank statement which clearly shows your personal details as well as your income. We will conduct financial checks to ensure that all details are accurate and correct. Once approved, all loan payments are made directly into the bank account that your salary is paid into.

Step 4: Get approved and money transferred in your bank account

Once approved, all loan payments are made directly into the bank account that your salary is paid into. We will collect repayment from your bank account on the due date, so you just need to ensure the required funds are available. It is your responsibility to make sure that the account is active and that you’re able to make withdrawals. We will not grant loan payments to a third-party account. All payments will be made to an account in your name.